What a shame!
I confess that part of what was holding me back was a niggling concern that it would be one of those things that other people make look easy - but it isn't. But it is!!!
Just iron on the adhesive reinforcement stuff (I used Heat n Bond Ultra - it came highly recommended during my research, apparently Heat n Bond Lite works as well - but needs some sewing to be permanent), peel off the back paper, place it on your sticky mat and cut!
My experimenting resulted in this banner. Very pretty I think -- even if I did put the fabric pattern on upside down for a a couple of pieces.
I see many banners in my Christmas decorating this year!